One goal that I am really determined to achieve in 2017 is to get out of debt. In 2010 before I got married I was able to pay off a lot of my credit card debt – actually all of it, but got back into credit card debt after getting married because of being unemployed for a few months after my first son was born, and then again when I got laid off when I was pregnant with my second son.
So fast forward many years and 2 kids later, living paycheck to paycheck is now life. Honestly, I have a lot of goals for myself for the next 5 years, one being getting out of ALL debt (this includes my student loans) and buying a home for my family. I realize that a paycheck to paycheck lifestyle can only get your so far, and things have to change. The only way things can change is to have a plan and to be organized. [Read more…] about How To Use A Spreadsheet To Help You Get Out Of Debt In The New Year